Your sedan's safety features will also help you with discounts, and they're very friendly to drivers who just bought a new car. Sedan drivers don't often look for a luxury car on the market; they generally focus more on MSRP and fuel economy than trim levels or sleek interiors. Since sedans are one of the cheapest types of vehicles on the road, they tend to get cheap insurance premiums. If your used sedan isn't worth a lot of money, you may want to stick with personal injury liability coverage and property damage liability coverage and leave out the other coverage options.
MoneyGeek partnered with Quadrant Data Services to collect auto insurance quotes from the top seven auto insurance providers for 57 car models and eight model years to determine which cars are the cheapest to insure. Sedans are some of the cheapest cars to insure, and in these states, you can get some of the best prices in the country. With many defunct sedan models still out there, if you're buying used, Ford has a few years of older models still on the road that are some of the least expensive cars you can buy used. So if you're buying a used sedan for your college student and you're looking for cheap car insurance for everyone, Nationwide could do it.
Because older sedans don't need full coverage, they can get some of the cheapest car insurance out there. Sedans are among the cheapest cars to insure, however, many other factors will influence insurance costs.